As a dedicated cat owner, you are happy to feed, groom, and love your pet. You provide clean litter and ensure there is a generous supply of fresh water. However, do you hesitate when it comes to pet cat insurance? UK residents frequently decide to insure their pets with one of over 80 insurance providers-so there must be some advantages! There are many options, including cheap cat insurance.
Why is Pet Insurance for Cats Popular?
The answer to this question is quite simple. Cat health insurance covers the rising costs of veterinary care.
In the last few decades we have seen major improvements in the quality of veterinary care. Assessment and treatments for animals involve more sophisticated technologies and medicines. The costs for treating an animal are almost comparable to human medical expenses. Unfortunately there is no NHS for pets! Should a pet become seriously ill, develop a chronic health problem or have an accidental injury, you'll want to be able to pay for the care your vet recommends. Pet cat insurance helps shoulder the weight of unexpected vet bills.
You can do everything possible to prevent accidents but they still can happen. Treatment of a bone fracture costs up to £1,000. The chances of disease can be reduced with good food, clean water and vaccinations-but we cannot control genetics and all of the environmental factors that will determine your pet's fate.
Common reasons for taking a cat to the vet include cuts, swallowing accidents, road accidents, a tumour, abscess, ear infection, gastroenteritis, diabetes, arthritis, and eczema. Following are some rough estimates of vet costs:
- Bladder problem- £600
- Kidney disease-£400
- Abscess-£500
- Chronic arthritis-£500 per year.
Policies Offer More than Essential Health Cover
Beyond being able to afford essential vet services, some owners wish to follow through when the vet recommends complementary or alternative treatments.
Pet packages also feature other benefits, often at no extra cost:
- A lump sum death benefit
- Advertising and reward costs, for when a pet disappears
- Cattery fees needed when nobody will be at home due to a personal medical emergency
- Various telephone information services
- Quarantine costs due to loss of travel papers
- Extra accommodation and travel costs incurred due to a pet's unexpected illness while abroad.
Pet Insurance for Cats is Affordable
No matter how convinced you are that you need to insure your pet, the bottom line may be whether or not you can obtain cheap cat insurance. Of course affordability depends on each individual's budget. It's possible to obtain a basic policy from £4 to £5 per month. Your cost will depend on the age of your pet, where you live, the cat's breed; and the levels and types of cover that you have chosen. To get a better idea of your rate, obtain a cat insurance quote, online or over the telephone.
Pet Cat Insurance Benefits